| Programs of this type: |
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Project Ground Floor
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| A collaboration between the Illinois Department of Human Services (DHS) and the Illinois Housing Development Authority (IHDA) to implement Project Ground Floor, a program that assists persons with developmental disabilities in buying homes. |
| eligible participants can become homeowners by receiving a $35,000 second mortgage that is repaid only after the home is sold. It is entirely forgivable if the owner lives in the more than 40 years. |
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Chicago HomeMod program
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| Sponsored by the Mayor's Office for People with Disabilities (MOPD), the HomeMod program provides financial assistance to qualifying individuals with disabilities for structural alterations that increase the accessibility of homes or apartments. Typical alterations include kitchen and bathroom modifications and the addition of interior and exterior lifts and ramps. Specific modifications can include the installation of grab bars, lowering cabinets and countertops and widening doorways. Subsequent work may include, but is not limited to, plumbing, electrical, carpentry, masonry, dry walling, tiling and painting |
| For more information, please contact MOPD at 3 (voice) or 3 (TTY). |
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Community HomeChoice: homeownership for people with disabili
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| HomeChoiceTM is an underwriting initiative designed to provide single-family mortgages for low-and moderate-income people who have disabilities, or have family members with disabilities living with them. HomeChoice mortgage loans are tailored to meet the unique needs of people who have disabilities, by offering a down payment as low as $500; greater flexibility in qualifying and underwriting standards; and acceptance of nontraditional credit histories. |
| HomeChoice mortgage loans are available through Fannie Mae-approved lenders working in partnership with a coalition. |
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Community Living: a group home housing initiative
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| Community Living: a group home housing initiative Community LivingŪ mortgage loans are designed to provide financing for small, community-based group homes for individuals who are unable to live independently. While many Community Living group homes house mentally disabled persons, these facilities can serve any disabled group. Community Living mortgage loans differ from traditional single-family mortgages in that qualifying borrowers are not required to be individuals. |
| Borrowers can also be legal entities, including nonprofit and for-profit corporations; limited partnerships; and government agencies serving adults and children with disabilities. |
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Community Lending products
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| Fannie Mae also has Community Lending products with special features that may be of interest to people with disabilities, including lower down payments and qualifying income, expanded acceptable sources for closing costs, acceptance of lower cash reserve, and nontraditional credit histories. These loans have downpayments as low as 3-to-5 percent, and require less income to qualify and less cash for down payment than conventional mortgages. Community Lending mortgage loans also require home buyer educaton. |
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Circuit Breaker Law- Tax Relief for persons w/ disabilities
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| The full name of the statute is the Senior Citizens and Disabled Persons Property Tax Relief and Pharmaceutical Assistance Act (Act), also known as the 'Circuit Breaker Law.' It is a state law that provides a grant to reimburse low-income senior citizens and people with disabilities for at least some of the real estate taxes they pay. |
| See website for eligibility requirements |
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Blue Cap
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| Blue Cap is an organization dedicated to the discovery, pursuit, and achievement of personal growth and dignity for individuals of all ages having or at risk for developmental disabilities. |
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Clearbrook Center
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| Clearbrook is committed to being a leader in creating innovative opportunities, services and supports to individuals with developmental disabilities. |
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Community Care Options
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| Community Care Options is a merger of Community Family Service &Mental Health Association (founded in 1956) and Fillmore Center for Human Services (founded in 1928). We enhance the well-being of families and individuals of all ages through a comprehensive range of mental health treatments, educational programs and related services . |
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Community Support Services, Inc.
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| Community Support Services, Inc., is a private, not-for-profit service agency that initiates, provides and promotes services for people with developmental disabilities and their families, within their communities, in order to strengthen their independence, self-esteem, and ability to participate in and contribute to community life. |
| To be eligible for services at Community Support Services, an individual must: 1. Qualify as developmentally disabled. Developmental disabilities are lifelong conditions attributable to mental or physical impairments that occur before age 18. These |
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Glenkirk
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| Glenkirk's mission is to provide quality, lifetime supports and services which empower individuals with developmental disabilities to participate fully in all areas of community life. Glenkirk will advocate for and provide support and service based on the principles of informed choice, personal dignity, responsibility and individualization thereby enhancing the quality of life for all those whom Glenkirk serves. |
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Helping Hand Rehabilitation Center
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| The mission of Helping Hand Rehabilitation Center is to assist persons with disabilities to achieve their highest level of independence through quality programs and services. |
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